Credit Intermediary Registered with the Bank of Portugal
Compare proposals from 12 partner banks and find the ideal conditions for your mortgage, transfer, or consolidation. 100% free service.
Registered with the Bank of Portugal · 12 Partner Banks · No cost for the client
Services
Pick what you need. We compare proposals from multiple partner banks — at no cost to you.
Tools
Estimate payments, transfer savings, and IMT in minutes.
Illustrative example
Several loans into one payment — sample figures to show the kind of impact that may be possible.
€270
estimated monthly savings
Before
€850/month
After
€580/month
* Figures are illustrative only. Real savings depend on your specific conditions.
Why Financial Options?
We are credit intermediaries registered with the Bank of Portugal. Our service is completely free for you — we are compensated by our partner banks. We work in your interest to find the best conditions.
No costs, fees, or commissions for the client.
We compare proposals from Portugal's leading banks.
We handle the paperwork for you.
Supervised and regulated activity.
€0
Cost to you
Compare proposals at no charge.
Comparison of 12 banks
Resources
English articles and key pages for buying or refinancing in Portugal.
Featured
Did the new IMT rate for non-residents take effect in May 2026 or does it only apply from 1 September 2026? We explain the origin of the confusion.
From 25 May 2026, non-resident buyers pay a flat 7.5% IMT on residential property purchases in Portugal. Find out how much you'll pay, the exceptions.
How we compare partner banks and find conditions for your profile.
→Non-residents, foreign income, and the documents banks usually ask for.
→We serve clients nationwide, with a special focus on Central Portugal — a favorite for foreign buyers.
Useful guides and resources:
We work with the leading banks in Portugal to find the best conditions for you.
Intermediário de crédito vinculado, registado no Banco de Portugal sob o n.º 0007198
Request your free simulation today and receive personalized proposals from our 12 partner banks. No obligation.
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