House key — mortgage in Portugal

Registered with the Bank of Portugal

Mortgage in Portugal

We compare proposals from 12 partner banks to help you find the right financing to buy a home or get a new bank approval.

Tool

Estimate your monthly payment

Get an instant payment estimate, then request a personalized analysis — free and with no obligation.

Why compare with us

Free service, Bank of Portugal oversight, and proposals from multiple banks.

€0

Cost to you

12

Partner banks

100%

Free

24h

Typical response

Guidance from first analysis to completion

More than a simulation: an approval strategy

Before sending your file to banks, we assess income, debt-to-income ratio, available deposit, term, insurance and the purpose of the loan. This helps focus on realistic options with stronger approval potential.

Our service is free for consumers. We are paid by partner banks when a loan is approved and signed.

Talk to a Specialist

What we review

Loan amount and deposit

We calculate possible financing based on purchase price, valuation and lender criteria.

Fixed, variable or mixed rate

We compare stability, risk and total cost under different Euribor scenarios.

Insurance and linked products

We review how insurance and product bundles affect the total monthly cost.

Documents and timeline

We prepare your file to reduce delays in approval and completion.

How it works

A simple process with real bank comparison and support through to completion.

1

Profile analysis

You receive practical and transparent guidance at every stage.

2

Simulation and comparison

You receive practical and transparent guidance at every stage.

3

Bank submission

You receive practical and transparent guidance at every stage.

4

Support through completion

You receive practical and transparent guidance at every stage.

Common mortgage questions

How much can I borrow?

It depends on income, debt ratio, deposit, age, term and property value.

Is the service free?

Yes. Our credit intermediation service is free for the consumer.

Do you compare several banks?

Yes. We compare proposals from several partner banks for your profile.

Can I start without a property?

Yes. We can review affordability and prepare for pre-approval.

Ready to find your best mortgage?

Request your free simulation and receive personalized proposals from our 12 partner banks.

Parceiros Bancários

Trabalhamos com os principais bancos em Portugal para encontrar as melhores condições para si.

Novo Banco, S.A.
Bankinter, S.A. - Sucursal em Portugal
Banco CTT, S.A.
Banco Santander Totta, S.A.
SICAM - Caixa Central e Caixas de Crédito Agrícola Mútuo
BNI - Banco de Negócios Internacional (Europa), S.A.
BBVA, Instituição Financeira de Crédito S.A.
CA Auto Bank S.p.A. - Sucursal em Portugal
Caixa Geral de Depósitos, S.A.
Banco BPI, S.A.
Union de Créditos Inmobiliarios, S.A. - Sucursal em Portugal
ABANCA Portugal, S.A.

Intermediário de crédito vinculado, registado no Banco de Portugal sob o n.º 0007198